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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 184 of 185, other pages: 1 2 3 181 182 183 [184] 185
2018-04-02, 13:01:40
anonymous from Canada  
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2018-04-04, 05:14:10
anonymous from United States  
rating
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2018-04-06, 09:20:06
anonymous  


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2018-04-06, 09:48:36
anonymous from United States  
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We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable. below is our instrument description.

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5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers.
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7. Delivery: Bank to Bank swift.
8. Payment: MT-103 or MT760
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We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

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Skype: Johnpaulnowacki

Regards,

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2018-04-09, 02:08:29
Pearl Oscar from United Kingdom  
rating
Hi, my name is Pearl Oscar I am from Sydney Australia. with this tears of joy and happiness in my heart i want to say thanks to this great man Jonny Belter: hackwithjonny at gmail dot com for what he has done for me , This is my story i was 29 years old when i married my husband and we were both living together happily no fighting, but i was not really comfortable with the marriage. after 7 years of marriage I began to think about my husband always going to the US for businesses without taken me for one day because I never been to the united states and I really want to visit and see places like Las Vegas and Hawaii. Whenever I talk about going to the United states he keeps ignoring my request until I started feeling that something is wrong because my husband never denied my request. On this faithful day I stormed his iphone X that my husband refused to allow me then I decided to hack his cellphone which I had to go online to make for a research so while I was searching I saw a post by Amanda Josh about how good Jonny is with his hacking skills so I contacted him for a solution to my problem. it took me 2 days to get to him after I sent him an email for the hacking job. According to him his good at any cyber hacking but I contacted him based on iphone hacking which he did an amazing job that I could not believe myself and then I got to see every conversation between my husband and Jennifer Killer who resides in Alabama United states which she and my husband are planning to get married by summer in Barcelona Spain but thank God for this great man that opened my eyes to see all his plans and flied for a divorce immediately. Want to use this opportunity to say thank you to Jonny Belter for his good job. I will recommend him to anyone that wants to run any cyber hacking to contact him and be happy because his the man of the year and he has a good sense of humor. Please everyone should contact Jonny Belter hackwithjonny at gmail dot com . bye
2018-04-10, 12:48:57
anonymous  
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2018-04-10, 16:07:15
EllinasFinances@gmail.com from Nigeria  
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2018-04-13, 23:11:43
nat.mandate18@gmail.com  
rating
2018-04-15, 21:09:20
anonymous from United States  
I Basically think we all don't have to face all these deceit and lies from our spouseÖin a case of mine wen i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberhackpros@gmail.com..He saved me from the lies of my cheating husband by hacking his phone..Incase you need help with hacking any phone or account or other jobs contact him via email/phone (CYBERHACKPROS@GMAIL.COM) or call/text +1 512 605 1256Tell him i reffered you.He will help you INSTAGRAM:Cyberhackprofessionals
2018-04-16, 23:00:38
anonymous from United States  
We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication,construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable. below is our instrument description.

The procedure is very simple; the instrument will be reserved on Euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of MT760.

DESCRIPTION OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers.
6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
7. Delivery: Bank to Bank swift.
8. Payment: MT-103 or MT760
9. Hard Copy: Bonded Courier within 7 banking days.

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

Email: mrjohnpaulnowacki@gmail.com

Skype: Johnpaulnowacki

Regards,

Mr John Paul Nowacki
2018-04-17, 11:58:48
inspiredcapitalplc@gmail.com from United States  
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2018-04-18, 04:29:56
info.iqfinanceplc@gmail.com  
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Keywords:
2018-04-19, 02:19:33
anonymous from United States  
I basically think we all don't have to all these deceit and lies from our spouse...in a case of mine when i got sick
and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberprofessionalhacker@gmail.com..He saved me from the lies of my cheating boyfriend by hacking his phone..In case you need help with hacking any phone or account or other jobs..Tell him i referred you.He will help you
2018-04-19, 07:50:13
SAMUEL  
I sincerely didn’t like the idea, but this is my way of saying thank you to the Quora user that recommended a hacker (ETHICALHACKERS009@GMAIL.COM)

I hired him for a very private and difficult matter of helping me hack a my spouse’s phone and social networks and some other personal stuffs and he far exceeded my expectations. which Jeremie, helped me get the info(whatsapp, facebook, text messages, call logs etc) faster and cheaper than I had imagined. The first time we spoke, we had a very long phone consultation in he gave me all my options that he could think of to resolve my case, and he even recommended I try other options before hiring him, which shows that he is honest. I decided to hire him and I am glad I did. he is a fantastic investigator and a great person. If you need a professional, reliable and efficient hacker, then you should contact this guy ; ETHICALHACKERS009@GMAIL.COM
You can also call him or send him a text +16692252253 INSTAGRAM ETHICALHACKERS009
2018-04-23, 12:33:56
rao621 from United States  

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We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

Email: raofinance90@gmail.com
Skype: raofinance90@gmail.com

Regards Rao
You are on page 184 of 185, other pages: 1 2 3 181 182 183 [184] 185

 

 

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