DelphiFAQ Home Search:
General :: Outside the Cube :: Finances
Experiences and advice on personal finance issues. From credit cards over credit scores to mortgages and real estate investing.


This list is sorted by recent document popularity (not total page views).
New documents will first appear at the bottom.
Recommended links on this topic:
Featured Article

What are the advantages of leasing over purchasing (financing)?


What are the advantages of leasing over purchasing (financing)?


The advantages of leasing are:
  • No down payment
  • No large cash outlay
  • The low, fixed monthly lease payments are a hedge against inflation
  • Lease payments come out of pretax income, instead of after-tax profits.
  • The rule of thumb is: buy what appreciates, lease what depreciates

Since your bank lines are untouched, and there's no down payment, leasing frees working capital so you can run your business more productively. You can usually qualify for a lease, up to 150K, faster than you can fill out the forms for a bank loan.

Generated 16:01:05 on Sep 20, 2019